Jordan Kuwait Bank offers small to medium-sized enterprises (SMEs) a loan to support their business operations, against cash inflows collected from point-of-sale devices and e-commerce channels.


  • Fund amount starts from 5,000 JOD.
  • Fund tenor up to more than 12 months.
  • Financing up to 70% of the average sales value of payment service providers for the last 12 months.
  • Fixed monthly installments
  • Availability of loan buyouts. Bank’s terms and conditions to be applied.


  • Client must have Point of Sale terminal or e-commerce website for at least one year.
  • All revenues collected from POS / e- commerce terminals shall be transferred to customer’s bank account.
  • Integrity of company and owner’s credit records.

Required Documents:

  • Up-to-date business/commercial registration certificate.
  • Valid vocational license.
  • Memorandum of Association.
  • Valid national ID for shareholders.
  • Financial statements; only to companies that are required to submit financial statements, audited in accordance with the provisions of the law.  
  • A statement showing the volume of customer sales’ movements carried out on point-of-sale devices/ e-commerce channels, for at least 12 months.
  • Bank statement for the last 6 months to recruited customers from other banks.
  • Letter of Undertaking by payment companies, to transfer the revenues of the daily client/company executed through their point-of-sale devices/e-commerce channels.

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For more information

Please call the contact center at 06-5200999 / 080022066 or visit any branch near you