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LOANS

Office and Clinic Loans

Jordan Kuwait Bank offers direct loans for professionals, such as doctors, engineers, lawyers, merchants, and accountants to own clinics and offices in lieu of rent.

Features

  • Financing up to 80%.
  • Loan tenor up to 10 years.
  • A grace period of up to 6 months if the financing is for the purpose of purchasing an office.
  • Free Life insurance coverage.

Terms and conditions

  • Minimum salary (income) transfer 750 JOD.
  • Maximum DBR is 50% for salaries transferred and 40% for self-employed persons.
  • Minimum employment for the borrower is 6 months for salaries transferred, and 12 months for self-employed persons.
  • The minimum age is 21 years, and must not exceed 70 years at the end of the loan tenor.

Required documents

  • Syndicate membership and certificate of practicing the profession.
  • Salary slip for the last month.
  • Bank statement for the last 6 months.
  • A statement of the financial status of the customer.
  • A copy of a valid ID.
  • A valid professional license for the clinic/office.
  • A lease contract for the clinic/office.

Required documents  for real estate

  • The title deed of not registered property.
  • Cadastral plan.
  • Organizational site chart.
  • Work permit or recent construction permit.
  • The initial sales contract.

*Additional documents may be required upon credit evaluation

Apply Now

For more information

please call the sales department at 06-5667431 or by Email Sales-dept@jkbank.com.jo.