Housing Loan

Make your dream home a reality. With Jordan Kuwait Bank’s competitive interest rates, the Housing Loan is designed to suit your needs when buying, building, or even renovating your home.


  • Competitive interest rates starting from 7%.
  • Loan tenor up to 30 years.
  • A grace period of up to 6 months in case of purchase,  and up to 12 months for construction.
  • Mortgage fees are covered by the Bank.
  • Free life insurance coverage.

Terms and conditions

  • Minimum salary transfer 350 JOD.
  • Maximum DBR is 50% for transferred salaries, and 40% for self-employed persons, non-resident Jordanians, and non-Jordanians.
  • Minimum employment for the borrower is 6 months for transferred salaries, and 12 months for self-employed persons, non-resident Jordanians, and non-Jordanians.
  • The minimum age is 21 years, and must not exceed 70 years at the end of the loan tenor.

Required documents

  • Salary slip for the last month.
  • Bank statement for the last 6 months.
  • Social Security statement.
  • Valid national ID.
  • Company registration certificate or a valid professions license, and a lease contract or a title deed of the project site for professionals.

Apply Now

For more information

please call the sales department at 06-5667431 or by Email

Loan calculator